Schussele Jerie & Michael
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Credit Writedowns, and Advisor Perspectives, among others, as well as academically cited. I do my own macroeconomic and financial research and I do not portray third party information as my own. Under Illinois Law ((215 ILCS 5/500-15)) it is a Class 4 Felony to give insurance advice/analysis without an insurance license whether one sells or not.

An Investment Advisor Representative, whether fee-only or not, has a direct fiduciary duty to provide such an analysis and/or advice in retirement, financial, and estate planning and such advice is not incidental.Beware if any fiduciary and/or fee-only advisor tells you otherwise. You should report them to the Illinois Department of Insurance, the appropriate State's Attorney, and the Illinois Attorney General.

If you live in the United States, you may contact me consistent with the Investment Advisers Act of 1940. We live in a virtual world. As a fee-only fiduciary financial advisor in Springfield, IL, I have no direct or indirect conflicts of interest.
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