Handwerger, Cardegna, Funkhouser & Lurman, P.A. offers a broad range of services to help you secure a sound financial future. We are a full-service Accounting firm licensed in MD. We offer a broad range of services for business owners, executives, and independent professionals. We are affordable, experienced, and friendly. Our firm is one of the leading firms in the area.
By combining our expertise, experience, and the energy of our staff, each client receives close personal and professional attention. Our firm played an integral role in helping the owners of a large electronics distribution company sell their business to a public corporation. The detail of the deal and the due diligence process were complex and intensive.
This was an old family business with three generations of family members involved. This put us in a position of not only dealing with the finances of the deal, but with the family dynamics as well. There were many issues that needed to be dealt with to allow for a smooth sale and transition.
By combining our expertise, experience, and the energy of our staff, each client receives close personal and professional attention. Our firm played an integral role in helping the owners of a large electronics distribution company sell their business to a public corporation. The detail of the deal and the due diligence process were complex and intensive.
This was an old family business with three generations of family members involved. This put us in a position of not only dealing with the finances of the deal, but with the family dynamics as well. There were many issues that needed to be dealt with to allow for a smooth sale and transition.
Services
HCF&L is a full-service accounting firm based in Towson, Maryland (License #32026).
The firm was originally founded in 1955 by Melvin Handwerger.
Melvin believed in the value of client service as well as the importance of integrity and honesty.
In 1998, Handwerger, Cardegna, Funkhouser and Lurman, P.A. was formed with those ideals as the foundation of the practice.
At inception, we made the decision to focus our energies and talents towards certain complex industries.
We are specialized because we understand the risks of being spread too thin, and the rewards of being specialists.
The firm was originally founded in 1955 by Melvin Handwerger.
Melvin believed in the value of client service as well as the importance of integrity and honesty.
In 1998, Handwerger, Cardegna, Funkhouser and Lurman, P.A. was formed with those ideals as the foundation of the practice.
At inception, we made the decision to focus our energies and talents towards certain complex industries.
We are specialized because we understand the risks of being spread too thin, and the rewards of being specialists.
Ofer is a shareholder of the firm.
Ofer focuses on providing high level consulting, accounting, and tax advice to clients in a variety of industries including health care, retail, distribution, construction, and real estate.
A longtime member of the firm, Ofer manages the Business Valuation and Litigation Support Department and specializes in investigative accounting, business valuations, and damage claims associated with white-collar crime, matrimonial actions, and sales of businesses.
He is qualified as an expert witness in court.
Ofer focuses on providing high level consulting, accounting, and tax advice to clients in a variety of industries including health care, retail, distribution, construction, and real estate.
A longtime member of the firm, Ofer manages the Business Valuation and Litigation Support Department and specializes in investigative accounting, business valuations, and damage claims associated with white-collar crime, matrimonial actions, and sales of businesses.
He is qualified as an expert witness in court.
Building and preserving your personal wealth requires specialized attention.
We provide one-on-one guidance and a comprehensive financial plan that helps manage risk, improve performance, and ensure the growth and longevity of your wealth.
Save enough for a comfortable retirement by identifying your retirement needs, analyzing your assets and sources of retirement income, reviewing estimated shortfalls, and identifying the best ways to save for retirement given your financial situation and risk tolerance.
We provide one-on-one guidance and a comprehensive financial plan that helps manage risk, improve performance, and ensure the growth and longevity of your wealth.
Save enough for a comfortable retirement by identifying your retirement needs, analyzing your assets and sources of retirement income, reviewing estimated shortfalls, and identifying the best ways to save for retirement given your financial situation and risk tolerance.
Thoughts of estate planning often bring more questions than answers: Could an heir be too young to inherit?
Should the inheritance be given at a certain age?
Is the intended beneficiary in a shaky marriage with divorce as a possibility?
Are there children from a previous marriage?
Should inheritance be protected from potential creditors of the heir?
Are there taxes that can be avoided?
Are you able to avoid the probate court rules, delays, and costs?
Planning what happens to your estate when you're gone can seem frustrating and intimidating without qualified help.
Should the inheritance be given at a certain age?
Is the intended beneficiary in a shaky marriage with divorce as a possibility?
Are there children from a previous marriage?
Should inheritance be protected from potential creditors of the heir?
Are there taxes that can be avoided?
Are you able to avoid the probate court rules, delays, and costs?
Planning what happens to your estate when you're gone can seem frustrating and intimidating without qualified help.
As your cherished family member ages, they may need some help with day-to-day financial tasks.
Ordinarily simple tasks such as balancing a checkbook and paying household bills become increasingly difficult for the elderly.
You could manage the day-to-day financial tasks yourself, if you have the time and live close.
But if you don't, you may want to consider hiring a professional to help.
With our elder care services, you receive the help of a caring, honest and knowledgeable professional who is on your team and looking out for your parents' or grandparents' best interest.
Ordinarily simple tasks such as balancing a checkbook and paying household bills become increasingly difficult for the elderly.
You could manage the day-to-day financial tasks yourself, if you have the time and live close.
But if you don't, you may want to consider hiring a professional to help.
With our elder care services, you receive the help of a caring, honest and knowledgeable professional who is on your team and looking out for your parents' or grandparents' best interest.
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